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What is Visitors Insurance Canada?

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Our Visitor Insurance partners

Following are our best visitor insurance provider partners:

How to Calculate Visitors Insurance Cost and Apply?

Get a Quote: Use our online calculator from the Visitors Insurance Canada Calculator to see the prices from all the Canadian Insurance providers we work with. You will get a list of all the quotes with different deductible options. Note that the Deductible/Excess is the amount of money that has to be paid by yourself before the insurance company pays out the rest, in case of a claim.

Select a Plan: Choose the quote that you like and click on the "Plan Details" button for the insurance plan you have selected. You will be re-directed to a webpage, where you can review coverage details for the particular Visitor Visa insurance policy.

Review the Coverage: Read the Summary of Benefits, Eligibility Requirements and other information outlined on the webpage. Once you have finished learning about the offered medical insurance for visitor visa insurance in Canada, you can click on the "Buy Now" button to begin your on-line application.

Application Form: In order to complete an application form to purchase your Visitor Visa insurance, all you need to do is to provide some basic personal and contact information. Once you have completed the application form, you will be contacted soon for further process.

What does Visitors Insurance cover?

Each Visitors Insurance plan is slightly different from one another. Yet, the summary of health benefits below outlines what is covered by all the plans we offer.

Note that a medical examination is not required for purchasing this type of health coverage.

  • Medical Care
  • Follow up Visits
  • Ambulance Services
  • Emergency Dental Repair
  • Accidental Dental
  • Various Laboratory Diagnostics/ X-Ray
  • Prescription Drugs
  • Accidental Death & Dismemberment
  • Services of a Medical Specialist i.e. chiropractor, surgeon, etc.
  • Hospitalization
  • Services of a Registered Nurse
  • Burial / Cremation
  • Rental or Purchase of Medical Appliances

The Visitors Insurance plan provides up to $300,000 worth of insurance coverage for non-Canadians working in Canada. This plan is available to visitors aged 69 or younger, and is ideal for an employee, who is not eligible for group coverage as a result of not being enrolled in the provincial health plan.


The amount of coverage that a Canada visitor insurance offers depends on the chosen plan by the person applying for it. The maximum coverage ranges from $15000 to $300000. When you contact Insurance4u to purchase an insurance policy, we will provide you with all the needed details and information, so you choose a plan that suits your requirements the best way possible.
As one of the leading health insurance for visitors to Canada providers, we have a range of options that you can consider when you are deciding to live in Canada for a substantial amount of time. Our customer service is efficient in dealing with all your problems regarding medical bills, emergency transport services, and other such complexities.
Common Questions for Visitors to Canada Insurance Policyholders:
In Canada, medical service providers like hospitals, dentists, and clinics prefer to work with Canadian insurance companies. There are many reasons behind this preference, but the most prominent one is because there is direct billing between hospitals and Canadian insurance companies. If you come face to face with a medical emergency, Canadian insurance companies can verify your claim faster than the insurance providers in your country of origin/citizenship. As a result, you will get reimbursed faster and can get medical attention on a more urgent basis.
Moreover, the standards of Canadian regulators that manage insurance companies are the highest in the world. That is why you can enjoy more benefits from a Canadian insurance policy rather than the one from your own country. Other than that, when you are in Canada, it is hard to find an insurance company in your home country as you will no longer be living there.
The medical costs for visitors in Canada can pile up to over $4000 per day. Apart from that, medical services like air ambulance charge to transport you back home. As a result, the overall expense can exceed the amount of tens of thousands of dollars. That is why Insurance4u recommends an amount of at least $100,000 of medical insurance coverage for your peace of mind.
Insurance4u recommends that you purchase your visitors to Canada insurance before you leave your country of origin/citizenship. If you buy a policy after your arrival in Canada, you will be subjected to a significant amount of coverage period. It could vary from a week to three months, depending on your legal status and reason for visiting the country. If you are a landed immigrant or you are visiting Canada on a working holiday visa, visitor insurance will make you eligible for medical coverage for any sickness or injury before the said coverage period is completed. Therefore, do not take any chances by waiting to purchase your visitors to Canada insurance policy after your arrival
Yes, it is possible to purchase a medical insurance policy for someone who is planning to visit the country soon. It is important for you to know that if a person who is related to you is coming to Canada under your sponsorship, you are responsible for their medical expenses if they can not afford them. So, even if they refuse to buy one, you will have to purchase an insurance policy for them anyway.
There are some companies that do offer discounts for people who are travelling together and need insurance coverage. However, Insurance4u will recommend that you buy two separate insurance policies for two individuals. This way, if both the visitors return home, and one of them did not submit a claim, they can ask for a refund. This can not happen if two people are insured under a single policy.
Yes, it is possible but there are certain terms and conditions as well. There are certain companies that offer medical coverage for pre-existing conditions if the applicant has been stable for a substantial amount of time ( three to six months ) before they leave their country of origin/citizenship. However, sometimes, the policy does not offer coverage for pre-existing conditions due to some insufficient information or documentation. Therefore, it is crucial that you read your policy contract thoroughly before making any transactions in order to mitigate any miscommunication in the future.
There are some pre-existing medical conditions that an insurance policy will cover, such as diabetes, high blood pressure, and heart conditions. On the other hand, certain policies will only cover stable medical conditions after the strict screening of the applicants. There are also medical conditions that no insurance policy covers like a patient having a pacemaker, or if a person is on oral steroids for severe lung conditions. Moreover, a person who has a history of strokes, blood clots, and congestive heart failure or a heart murmur in the span of the last twelve months, may not be eligible for visitors insurance to Canada.
If you have more questions about the coverage of pre-existing medical conditions, contact us without hesitation.
Not necessarily. There is no need for any medical examination before you purchase an insurance policy. During the procedure, you will be asked a few medical questions so your medical application is as relevant as possible. It is crucial that you remain honest throughout the procedure to avoid the cancellation of your medical coverage. If there is a need for medical emergency attention during your stay in Canada, the insurance company will set an investigation that will determine whether the condition you are facing is pre-existing or not. If any false information regarding your medical history is detected, you can get in legal trouble in Canada
Yes. You can easily extend the coverage period of your insurance policy for up to one year. However, the only condition is that there are no prior or pending claims on the policy. You have to contact your insurance provider to confirm the rules and regulations regarding the extension of your policy.
As long as the applicant meets the eligibility criteria stated in the policy, they can apply for visitors to Canada travel insurance. The standard criteria include
  • The visitor should have the intention of working or travelling in Canada.
  • The applicant can be an immigrant waiting for government medical coverage approval.
  • Canadian citizens who are back in the country and are not yet insured under a provincial health plan.
Yes. If you want to know more about insurance policy discounts, call us at the given number or contact us by email. Our insurance advisors will give you all the details you need to know about convenient travelling to Canada under an insured policy
Your policy will start the medical coverage right after you arrive in Canada. After that time, the period that is spent in Canada is covered by the policy. Apart from that, the insurance policy will also cover the cost of any injury or accident outside of Canada. The only exception is your country of origin/citizenship, as a Canadian policy will not cover the medical expenses incurred in your home country. Please read our policy details by reading our insurance guidelines.
Even when your insurance policy will not cover the medical expenses of your pre-existing condition, it will surely help you with the medical bills that might incur due to an accident injury or illness.
It is crucial that you call your insurance company and notify them if you come face to face with an unfortunate accident and you need emergency hospitalization. As early as you notify the authorities, you will obtain the approval of expenses without any problem. If you fail to contact your insurance provider at the right time, it can result in decreased coverage.
Insurance4u is here to offer you the best insurance policies so you can stay in Canada without worrying about the medical expenses. It is natural to become a victim of an accident or an illness that can leave you in the hospital for a few days, if not weeks. To protect your banks from a substantial financial loss, it is smart that you get yourself insured. Call us right now to get yourself the best medical insurance for visitors to Canada from insurance4u.

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